We have a major debt problem in this country. Now you may think I am going to rant about government spending and tax increases and while I could, that is not the point of this letter. What I am talking about is much closer to home than Washington, D.C. or even St. Paul. I am talking about personal consumer debt.

According to Business Insider, as of 2010 the total consumer debt in the United States was nearly $2.4 trillion! That was an average of $7,800 per person. How can we point a finger at our government for their spending when we can’t even control our own? It is time for us to stop pointing fingers and hold ourselves accountable for our financial issues. We need to start balancing our own budgets and digging ourselves out debt. Once we have accomplished this, then we can start to look to our leaders and tell them to do the same.

  
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